How to Save Money on Funeral Costs

Monday, October 28, 2019

Funeral costs are not often one of the first costs you think of when planning your future. But, it should be. 

The average funeral for a traditional casket burial can cost anywhere from $8,000 to tens of thousands of dollars. Many people consider that they can simply opt for cremation, but it's also important to be prepared for the costs associated with this method.

Don't worry, we're here to help. Saving for funeral expenses shouldn't be done alone. Here's a guide to help you navigate how you should begin preparing for this untimely cost.

How to Save Money on Funeral Costs

The first thing to do is determine which type of burial you will prefer. Depending on your faith, cremation might not be an option. Otherwise, burials are becoming less commonplace because they are so expensive.

Cremation vs. Burial

You can still have a funeral service if you choose to be cremated. You can even have an open casket service. The only difference is that your remains will not be buried in a casket in the ground.

Selecting an Urn

Selecting an urn can be an overwhelming process. Take your time and consider allowing family and friends to have suggestions. They will likely be the ones to keep the urn after you're gone.

Decline 'Protective' Casket

The price of funerals adds up with every little detail. If you plan to be cremated, you do not need a casket at all. If you plan to be buried, you can opt to decline the 'protective' casket. Your remains will decompose with or without the special seal.

Prepare a Budget

Funeral services costs are not the major cost of funerals. Most times it's the casket and additional services that add up. Talk to your family about what type of service you hope to have and work your budget around these plans.

Decline Embalming

Just as with the 'protective' casket, embalming is not required. There is an additional charge for the service but it doesn't necessarily slow the progression of decomposition once the remains are buried.

Selecting a Casket

The cost of a funeral adds up when a casket is involved. Prices vary depending on funeral homes and the size and materials used to build the casket.

Selecting a Headstone

Selecting a headstone may be the most difficult part. This will be the stone that resembles your legacy. Consider your options and recognize that the less engraving necessary, the less you will pay.

Final Thoughts 

If you prefer to avoid funeral costs altogether, you can plan to donate your remains to a medical school. This will be at no cost to you or your family. 

Planning a funeral is not an enjoyable task but it is a necessary one. Don't put it off because the truth is that we never know when our last day is. The more prepared you are, the more peaceful your passing will be for your family and friends. 

We hope you found this post helpful. Please don't hesitate to reach out for a consultation if you have questions or concerns. We are here to make this sensitive time a little easier for you.

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